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Topic: Finance

coinhere

IPA: //kɔɪnˈhɪər//

KK: /kɔɪnˈhɪr/

verb

Definition: To exist or be contained within something as a part of it.

Example: The qualities of the artist seem to coinhere in her latest work.

coinsurance

IPA: /ˈkɔɪnʃʊərəns/

KK: /ˈkɔɪnʃʊərəns/

noun

Definition: A type of insurance where the insured person covers part of the risk or cost, usually by agreeing to pay a percentage of the total value of the insured property.

Example: In a coinsurance agreement, the homeowner is responsible for a portion of the repair costs after a loss.

coinsure

IPA: /ˈkɔɪnʃʊr/

KK: /ˈkɔɪnʃʊr/

transitive verb

Definition: To provide insurance coverage together with another party, sharing the risk and costs involved.

Example: The two companies decided to coinsure the project to minimize their individual risks.

coinsurer

IPA: /ˈkɔɪnˌʊərər/

KK: /ˈkɔɪnˌʊrər/

noun

Definition: A person or company that shares the financial risk of an insurance policy with another insurer.

Example: The coinsurer agreed to cover part of the claim alongside the primary insurer.

collateral

IPA: /kəˈlætərəl/

KK: /kəˈlætərəl/

adjective

Definition: Related to something that is secondary or additional, often serving as support or assurance for something else.

Example: The bank required collateral assets to secure the loan.

noun

Definition: Something that is used as security for a loan or obligation, often property or assets that can be claimed by the lender if the borrower fails to repay.

Example: The bank required collateral before approving the loan.

collaterality

IPA: /kəˌlætəˈrælɪti/

KK: /kəˌlætəˈrælɪti/

noun

Definition: The condition of being secondary or additional to something else, often used in contexts like finance or law.

Example: The collaterality of the loan agreement ensured that the bank had additional security.

collateralize

IPA: /kəˈlætəraˌlaɪz/

KK: /kəˈlætəraˌlaɪz/

transitive verb

Definition: To use something valuable as security for a loan or obligation, ensuring that the lender can claim it if the borrower fails to repay.

Example: The bank agreed to collateralize the loan with the company's assets.

collateralized

IPA: /kəˈlætəraɪzd/

KK: /kəˈlætəraɪzd/

adjective

Definition: Describing something that is secured by a pledge of assets or property to guarantee repayment or performance.

Example: The bank offered a loan that was collateralized by the borrower's house.

verb

Definition: To secure a loan or financial obligation by providing an asset as a guarantee that can be claimed if the obligation is not met.

Example: The bank required the loan to be collateralized with property to reduce their risk.

collaterally

IPA: /kəˈlætərəli/

KK: /kəˈlætərəli/

adverb

Definition: In a way that is related to or connected with something else, often as a secondary effect or consequence.

Example: The changes in policy affected the economy collaterally, leading to unexpected outcomes.

collectibility

IPA: /kəˌlɛktəˈbɪlɪti/

KK: /kəˌlɛktəˈbɪlɪti/

noun

Definition: The quality or characteristic of being able to be collected, often referring to items that are valuable or sought after by collectors.

Example: The collectibility of vintage toys has increased over the years, making them highly desirable among collectors.

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