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Exam: TOEIC

underwriter

IPA: /ˈʌndərˌraɪtə/

KK: /ˈʌndərˌraɪtər/

noun

Definition: A person or company that provides insurance or guarantees financial risks, often by evaluating applications for coverage or policies.

Example: The underwriter assessed the applicant's risk before approving the insurance policy.

unemployable

IPA: /ˌʌnɪmˈplɔɪəbl/

KK: /ʌnɪmˈplɔɪəbl/

adjective

Definition: Not able to find or keep a job due to various reasons, making it difficult for someone to be hired.

Example: After years of not working, he felt unemployable and struggled to find a job.

unemployed

IPA: /ˌʌnɪmˈplɔɪd/

KK: /ʌnɪmˈplɔɪd/

adjective

Definition: Not having a job or work, especially when this is not by choice.

Example: After losing his job, he remained unemployed for several months.

noun

Definition: A group of people who do not have jobs and are looking for work.

Example: The government is providing support for the unemployed during the economic crisis.

uninsured

IPA: /ˌʌnɪnˈʃʊrd/

KK: /ʌnɪnˈʃʊrd/

adjective

Definition: Not having insurance coverage, especially in relation to health, auto, or property.

Example: Many people are concerned about the risks of being uninsured while driving.

noun

Definition: A person or group that does not have insurance coverage, often in the context of health or auto insurance.

Example: Many uninsured individuals struggle to pay for medical care.

unionize

IPA: /ˈjuːnɪənaɪz/

KK: /junɪənaɪz/

intransitive verb

Definition: To come together to form or join a group that represents workers' interests, usually in a workplace setting.

Example: Workers decided to unionize to negotiate better wages and working conditions.

transitive verb

Definition: To organize workers into a group that represents their interests in negotiations with employers.

Example: The workers decided to unionize to improve their working conditions.

unleaded

IPA: /ʌnˈlɛdɪd/

KK: /ʌnˈliːdɪd/

adjective

Definition: Describing a substance that does not contain lead or lead compounds, often used in reference to fuels or paints.

Example: Many cars now use unleaded gasoline to reduce pollution.

unlisted

IPA: //ʌnˈlɪstɪd//

KK: /ʌnˈlɪstɪd/

adjective

Definition: Not included on a list or directory, such as a telephone book or stock exchange.

Example: The unlisted phone number made it difficult to reach him.

unload

IPA: /ʌnˈloʊd/

KK: /ʌnˈloʊd/

intransitive verb

Definition: To remove a load or cargo from a vehicle or container.

Example: The truck will unload the boxes at the warehouse.

transitive verb

Definition: To take away or remove a load or cargo from something, such as a vehicle or container.

Example: We need to unload the boxes from the truck before it gets too dark.

unmanaged

IPA: /ʌnˈmænʤd/

KK: /ʌnˈmænʤd/

adjective

Definition: Describing something that is not controlled or organized properly.

Example: The unmanaged forest was overgrown and full of weeds.

unmarketable

IPA: /ʌnˈmɑːrkɪtəbl/

KK: /ʌnˈmɑrkɪtəbl/

adjective

Definition: This word describes something that cannot be sold or is not suitable for sale in the market.

Example: The product was deemed unmarketable due to its high cost and low demand.

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