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Topic: Finance

overborrow

IPA: /ˌoʊvərˈbɔːroʊ/

KK: /oʊvərˈbɔroʊ/

verb

Definition: To take more money as a loan than one can afford to pay back.

Example: Many people tend to overborrow when they are not careful with their finances.

overbought

IPA: /ˈoʊvərˌbɔt/

KK: /ˈoʊvərˌbɔt/

adjective

Definition: Describing a situation where prices are excessively high due to a lot of buying, making it unlikely for prices to increase further in the short term.

Example: The stock was considered overbought after a surge in demand drove its price up significantly.

verb

Definition: To have purchased more of something than is necessary or advisable, often leading to a decrease in value or price.

Example: Investors often regret when they have overbought stocks during a market surge.

overbuy

IPA: /ˈoʊvərˌbaɪ/

KK: /oʊvərˈbaɪ/

transitive verb

Definition: To purchase more of something than is necessary or reasonable.

Example: During the sale, many people tend to overbuy items they don't really need.

overcall

IPA: /ˈoʊvərˌkɔl/

KK: /ˈoʊvərˌkɔl/

noun

Definition: A situation in a card game, especially bridge, where a player makes a bid that is higher than the previous bid, or an additional amount of money requested in a financial context.

Example: In bridge, an overcall can change the dynamics of the game significantly.

transitive verb

Definition: To make a higher bid than someone else in a card game.

Example: In the last round, she decided to overcall her opponent's bid to increase her chances of winning.

overcapacity

IPA: /ˌoʊvərˈkæpəˌsɪti/

KK: /oʊvərˈkæpəˌsɪti/

noun

Definition: A situation where there is more capacity to produce goods or provide services than is actually needed or demanded.

Example: The factory faced issues due to overcapacity, leading to wasted resources and lower profits.

overcapitalize

IPA: /ˌoʊvərˈkæpɪˌtaɪz/

KK: /ˌoʊvərˈkæpɪˌtaɪz/

transitive verb

Definition: To assign a value to something that is too high, especially in terms of money or capital for a business.

Example: The company overcapitalized its assets, leading to financial difficulties.

overcapitalized

IPA: /ˌoʊvərˈkæpɪˌlaɪzd/

KK: /oʊvərˈkæpɪtəlaɪzd/

adjective

Definition: Having more capital than is necessary or reasonable for a business or investment.

Example: The company was overcapitalized, leading to inefficiencies in its operations.

verb

Definition: To invest too much capital in a business or project, often leading to financial difficulties.

Example: The company was overcapitalized, which made it hard to manage its finances effectively.

overcharge

IPA: /ˌoʊvərˈtʃɑrdʒ/

KK: /oʊvərˈtʃɑrdʒ/

intransitive verb

Definition: To ask for a price that is higher than what is reasonable or fair.

Example: The store tends to overcharge for its products compared to other shops.

noun

Definition: An excessive amount charged for a product or service, often more than what is fair or reasonable.

Example: The customer complained about the overcharge on their bill.

transitive verb

Definition: To ask for more money than something is worth or to charge too much for a product or service.

Example: The store decided to overcharge customers for the new smartphone, leading to many complaints.

overcommit

IPA: /ˌoʊvərkəˈmɪt/

KK: /oʊvərkəˈmɪt/

intransitive verb

Definition: To take on more responsibilities or commitments than one can handle.

Example: She tends to overcommit herself with too many projects at work.

transitive verb

Definition: To promise or commit to doing more than one can actually handle or fulfill.

Example: If you overcommit to too many projects, you might end up feeling overwhelmed and unable to complete any of them.

overdraft

IPA: /ˈoʊvərdræft/

KK: /ˈoʊvərdræft/

noun

Definition: An amount of money that a bank allows a person to borrow when their account balance goes below zero.

Example: She was charged a fee for having an overdraft on her bank account.

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