Definition

Not fastened or attached; in finance, it refers to a loan that does not have collateral backing it.

Example

He took out an unsecured loan to pay for his education.

Conversation

Did you hear about the new loan options available?

Yeah, but I’m worried about taking an unsecured one.

That makes sense; they can be a bit risky without collateral.

Exactly, I’d prefer something more secure for my finances.

Synonyms & Antonyms

Root Explanation

Unsecured → It is formed from "un-" (meaning not) and "secure" (from Latin "securus", meaning free from care or safe). The word "unsecured" means not safe or not protected.

Memory Tip

Think of 'not' ('un-') being added to 'safe' ('secure') — that's why unsecured means something that is not safe.

Visually Confused Words