IPA: /ˌʌn.rɪˈkʌv.ərd/
KK: /ʌnˈrɛkʌvərd/
Describing something that has not been regained or restored after being lost or damaged.
The funds from the investment remain unrecovered after the market crash.
Unrecovered → It is formed from "un-" (meaning not) and "recovered" (from Latin "recuperare", meaning to regain or recover). The word "unrecovered" means not having been regained or restored.
Think of 'not' ('un-') having 'regained' something ('recovered') — that's why unrecovered means something that hasn't been regained.