IPA: /ˈʌndərˌwɔːtə/
KK: /ˈʌndərˌwɔtər/
Relating to or occurring beneath the surface of water.
The underwater plants provide shelter for many fish.
Underwater → It is formed from "under" (from Old English "under", meaning beneath or below) and "water" (from Old English "wæter", meaning water). The word "underwater" describes something that is located beneath the surface of the water.
Think of being 'beneath' ('under') the 'water' — that's what underwater means.