Definition

Having inadequate insurance coverage to protect against potential losses or damages.

Example

Many people are underinsured and may face financial difficulties in case of an emergency.

Conversation

I’ve been thinking about getting health insurance, but I feel so underinsured right now.

Yeah, it’s really important to have good coverage these days.

I just don’t want to end up paying a lot for something that isn’t enough.

Totally, being underinsured can lead to huge expenses later on.

Synonyms & Antonyms

Root Explanation

Underinsured → It is formed from "under-" (meaning below or insufficient) and "insured" (from Latin "securare", meaning to make secure). The word "underinsured" refers to having insufficient insurance coverage to meet needs or protect against risks.

Memory Tip

Think of having insurance that is 'below' ('under-') what is actually needed to feel secure — that's what underinsured means.

Visually Confused Words