IPA: //sʌb.roʊˈɡeɪ.ʃən//
KK: /sʌbrogˈeɪʃən/
The process where one person takes the place of another in a legal context, often involving the transfer of rights to collect a debt or damages.
In cases of insurance claims, subrogation allows the insurer to pursue recovery from the party responsible for the loss.
Subrogation → It is formed from "sub-" (meaning under or below) and "rogare" (meaning to ask or propose). The term refers to the act of one party stepping in to take the place of another in a legal context, particularly in matters of debt or insurance.
Think of someone stepping in 'under' ('sub-') to 'ask' ('rogare') for rights or claims on behalf of another. This helps you remember that subrogation means taking the place of someone else in a legal situation.