IPA: /ɪnˈkaʊʃəs/
KK: /ɪnˈkɔːʃəs/
Not careful or wise in making decisions; likely to take risks without thinking about the consequences.
His incautious behavior led him to make several poor financial choices.
Incautious → It is formed from "in-" (meaning not) and "cautious" (from Latin "cautiosus", meaning careful or wary). The word "incautious" means not careful or lacking caution.
Think of 'not' ('in-') being added to 'careful' — that's why incautious means not being careful.