Definition

A person who pledges something as security for a loan or borrowed money.

Example

The hypothecator provided their property as collateral for the loan.

Conversation

I just learned about what a hypothecator is, and it's really interesting.

Oh, really? What does it mean?

It's someone who pledges something as security for a loan.

That makes sense! I didn't know there was a specific term for that.

Synonyms & Antonyms

Root Explanation

Hypothecator is formed from "hypotheca" (from Latin, meaning a pledge or mortgage) and "-tor" (a suffix indicating an agent or doer). The word refers to a person who pledges or mortgages property as security for a debt.

Memory Tip

Think of someone who is making a 'pledge' ('hypotheca') and is the 'doer' ('-tor') of that action — that's why a hypothecator is someone who pledges property.

Visually Confused Words