IPA: /ˈhɛdˌskɑrf/
KK: /hɛdskɑrf/
A piece of cloth that is worn on the head, usually tied or wrapped around it.
She wore a colorful headscarf to protect her hair from the sun.
Headscarf → The word is formed from "head" (from Old English "heafod", meaning the upper part of the body) and "scarf" (from Old French "escarpe", meaning a piece of cloth worn around the neck or head). A headscarf is a piece of cloth worn around the head.
Think of the 'upper part of the body' ('head') being covered by a 'piece of cloth' ('scarf') — that's what a headscarf is.
No commonly confused words.