IPA: /ˌdʒɜːrməˈfoʊbɪk/
KK: /ˌdʒɜrməˈfoʊbɪk/
Having an extreme fear or dislike of germs and dirt, often leading to excessive cleanliness or avoidance of situations where germs might be present.
She is germophobic and always carries hand sanitizer with her.
Germophobic → It is formed from "germ" (from Latin *germen*, meaning sprout or bud) and "-phobic" (from Greek *phobos*, meaning fear). The word describes a fear of germs or microorganisms.
Think of 'germ' as something that 'sprouts' and 'phobic' as a fear — so germophobic means having a fear of things that sprout, like germs.