Definition

A person or entity that has a claim or burden on a property, often affecting its value or use.

Example

The encumbrancer had a legal right to the property due to the mortgage.

Conversation

Have you ever dealt with an encumbrancer when buying a property?

No, I haven't. What does that even mean?

It's someone who holds a claim against the property, like a mortgage.

Oh, that sounds complicated! I guess I'd want to avoid that.

Synonyms & Antonyms

Root Explanation

Encumbrancer → It is formed from "encumber" (from Old French *encumber*, meaning to hinder or burden) and the suffix "-er" (meaning a person who). An encumbrancer is a person or entity that burdens or hinders another's property or rights.

Memory Tip

Think of someone who 'burdens' ('encumber') another's property — the '-er' just means a person. An encumbrancer is someone who causes a burden.

Visually Confused Words