IPA: /ɪnˈkʌmbrəns/
KK: /ɪnˈkʌmbrəns/
A burden or something that makes it difficult to do something or to move forward. It can also refer to a legal claim on property, like a mortgage.
The old car was an encumbrance that took up space in the garage.
Encumbrance → It is formed from "en-" (meaning to cause to be in) and "cumber" (from Old French *combrer*, meaning to hinder or obstruct) and the suffix "-ance" (indicating a state or condition). The word "encumbrance" refers to a state of being hindered or burdened.
Think of being 'caused to be in' a state of 'hindrance' — that's why encumbrance means a burden or something that hinders progress.