Definition

A person or organization that lends money or extends credit to another party, expecting repayment in the future.

Example

The creditor agreed to give the borrower more time to pay back the loan.

Conversation

I just got a call from my creditor about that old loan.

Oh no! Are they being pushy?

A little, but I told them I'll pay as soon as I can.

That's good. It's best to keep them updated to avoid any issues.

Synonyms & Antonyms

Root Explanation

Creditor → It is formed from "credere" (meaning to believe or trust) and "-or" (meaning one who). A creditor is one who trusts or believes that they will be repaid for the money or goods they have lent.

Memory Tip

Think of someone who 'trusts' ('credere') that they will be 'repaid' — that's why a creditor is someone who lends money expecting to get it back.

Visually Confused Words